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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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Subscribe to this list via RSS Blog posts tagged in service calculator
ING Direct Service Calculator
The lenders' serviceability calculators are discoverable!! It is a copy of the brokers' cover sheet and checklist (p1 of 13 of the loan app form) that brokers use to make sure they have all the documentation they have to send through to the lender for approval of the loan .  This proves the broker has to print it out and include it as part of the 30 page set of documents they fax to the bank. FOS, ASIC et al ... If the broker is printing it and faxing it to the lender, broker is therefore the agent of the bank More Lies and Deception!!!  When will it stop!  How dare the regulators take the lenders side when it must be so easy for them to see the truth!  Abominable!! Banks lying to Judges???  Of course they did when billions of dollars of dirty loans at stake!  Government knows and is in denial.  Shame...
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  • doyla66
    doyla66 says #
    OAIC reply "if you are seeking access to evaluative documents that RAMS consider to be internal or commercially sensitive, there i
  • doyla66
    doyla66 says #
    So if you discover this what should you do about it? ED: you ask denise - she knows what to do. Do myou have your copy? [email protected]
  • Denise
    Denise says #
    Banksters' Stolen Loot: used to build mega buildings - should be turned into accommodation for the homeless. [email protected]
  • doyla66
    doyla66 says #
    I wonder if any other BFCSA members can see this on their broker docs and if this is a standard item on the broker checklist? Hmm
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