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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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Dear Vic,  This system of fraud by FOS and COSL will be exposed I can assure you. The Financial Ombudsman's decisions and that of COSL favour the banks.    We have been collectively road testing their decisions.  For 12 months FOS has been systematically bi-passing the recommendation stage and there is no longer a panel of review.  The investigators are seconded by the banks (as in the IFSA scandal."   There are two arrogant ex banker men making decisions and saying:- "My decision is binding, take it or leave it, yes it favours the banks, but you now have the chance to go to court with no money.  Yes there is Maladministration in Lending, no we will not name the banks because most complaints involve the Major Banks who pay us (FOS) $5000 per complaint.  ASIC condone what we are doing, the banks will grab your home when we close our...
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  • doyla66
    doyla66 says #
    Yep we have just been betrayed by COSL. We have lost our home, life savings and retirement nest egg and COSL doesn't find any faul
  • doyla66
    doyla66 says #
    OMG i cant wait for that day. My 3 cases completey by pased all stages of the FOS dispute process & went straight into determinat
  • doyla66
    doyla66 says #
    The bias does not only come into play with the banks and lenders, the same applies when the matter involves insurance companies.
  • doyla66
    doyla66 says #
    Our case is at determination, the report will be going to the senators also.
  • doyla66
    doyla66 says #
    Along with ASIC, the FOS and COSL are going to be exposed for what they are and will be their own worse enemy with their biased de
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