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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Push to get pension funds into green tech through UN Global Agenda "Index"

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A GLOBAL project has been launched to encourage pension and superannuation fund members to shift some of their $60 trillion in savings into funds that support clean and green technology.

Deutsche Bank estimates less than two per cent of money held by pension, superannuation and sovereign wealth funds is invested in low-carbon assets.

Now the independent, not-for-profit Asset Owners Disclosure Project (AODP) is asking the world's largest 1000 asset owners to reveal how they are addressing climate change and the "green economy".

The AODP wants the funds to disclose information relating to five criteria: transparency, climate risk management, low-carbon investment, active ownership (involvement in the companies they invest in) and investment chain alignment (minimising conflicts of interest).

The first global index of funds using the information is expected to be published online by AODP in October.

A related project, The Vital Few, launched in New York overnight, is aimed at getting fund members to join forces and put pressure on fund trustees to shift assets to climate-friendly investments and protect their savings from the risk posed by climate change.

Some of the biggest Australian funds to be covered by the global index include ARIA, AMP, AustralianSuper, Colonial First State, Commonwealth Bank, Westpac and Perpetual.

John O'Connor, from the Climate Institute which is the Australian home of the AODP, said there were dual benefits from the projects.

"It's about encouraging people to redirect their savings from high-carbon, high-risk investments to ones that can help secure a sustainable and prosperous low-carbon future and ensure safe member returns," Mr O'Connor told AAP.

He said having "citizen investors" shift even a small proportion of the funds - from two to five per cent - could lead to $1.5 trillion in assets flowing into clean energy and cutting pollution.

"It only requires a vital few, not necessarily a groundswell," Mr O'Connor said.



If this is in Australia's interest then so be it. We can work that much out for ourselves.

I have real doubts about anything being driven into Australia by overseas interests, considering the damage done in Australia by the combination of global banking diseases, contamination of our standards of conduct, lax regulators and misguided government.

This "push" does not necessarily mean Australia has to follow suit. We are not the USA, we are not Europe. We live in the southern hemisphere. We are different culturally. There are many reasons that we should be saying "Hang on..".When we start demonstrating what we have learned from their mistakes I'll feel a whole lot safer in this country. Why follow suit?

Remember both major parties are interested in the introduction of the Emissions Trading Scheme. That's a betting on the movement of the price of carbon. Do we really want to be part of more globalised financial disasters? 

We must learn to think for ourselves and find our own solutions as an independent nation - the sooner the better.

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Guest Monday, 06 July 2020