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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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BANKS' LAWYERS - Wolves in wolve's clothing

Posted by on in BANKSTERS
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Take off your rose-coloured glasses, everyone!!  Your banks' lawyers will do anything they can to take your property and make YOU feel guilty while they do it!

ALL Bank Lawyers help their clients (the banks) profiteer from peoples' misfortune and are only interested in upholding judgement against the ill-informed. (in case you could't guess folks, that's YOU & ME! :-/)  As you say, Denise, the liquidators must also be held accountable for their unconscionable and fraudulent actions.  It is no longer acceptable to say, "I was under instruction".  The lawyers and /or liquidators are the 'executioners' for the banks, always wearing a mask to protect themselves from accountability for their actions.  This means the banks can keep their 'distance' and feign lack of knowledge or no responsibility.

What has really been highlighted to me recently is the number of 'form' letters signed by unidentified people rom the lender i.e. a scrawled, photocopied signature from the 'Collections Manager', but with no legible name.  I have also been told numerous times, when I have phoned to speak to the 'person' personally, that Mr Miller (or whoever), "doesn't take calls".  Ha Ha Ha What a joke on us!! 

I recently got a form letter from a credit card company and when I rang to speak personally to the person who 'signed' the letter, after going through 5 people (starting in India) and having to politely but firmly PRESS everyone along the way, I was told that the person who 'wrote' the letter had left the company 3 months ago!!!!!  Form letters are just that, a systematic process designed to give you the impression that a real person has read your letter, reviewed your situation and considered all the relevant facts.  It is simply not true and is a deliberate strategy by the banks to wear you down and make you give in.   DON'T give in!!!  And don't be afraid.  Take courage.  Right will prevail!  Remember the 'Hundredth Monkey Syndrome'.

One thing that was highlighted in Matt Norman's case was that at one stage he got a letter from his bank, signed by a non-existent person (he discovered), with a return address that was actually an ATM and not even a branch - Literally a 'hole' in the wall!!!  In the court appearance that I attended several months ago related to his case against the bank, the judge set this obvious deception aside, as unimportant.

"All that is needed for evil to prevail is for good men to do nothing" Edmund Bourke (1729-1797)

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  • doyla66
    doyla66 Wednesday, 25 July 2012

    History is littered with executioners who used the defense "I was under instruction" or "I was only following orders". Don't let them get away with it.

    I find it offensive that any lender sends out proforma letters and photocopied signatures, showing their disrespect for me, my home and my possessions. I took several of them to task last year for their inappropriate and inaccurate communications and their insensitivity to my situation, which was created and exacerbated by ASIC laxness with known financial services scammers and repeat offenders and ASIC failure to investigate my detailed evidence.

    The disembodied signature story reminded me of the Docx documentary about the multiple people signing bank foreclosure documents, all as "Linda Green". Unfortunately our banks have been learning bad practices from overseas including the one stop shop "cradle to grave" legal doc, litigation and liquidation production line exemplified by the Gadens factory. Losing a client through default should be a tragedy for a good business or a good lender :( Unfortunately the production line has turned us and our beloved homes into "markets" and "assets" racing along the mortgage factory conveyor belt towards liquidation. The system is rigged by lawyers to ensure lenders can't lose no matter what. Bankers, lawyers and liquidators celebrate the destruction of our healthy lives, our hopes and dreams as they turn bricks into gold to line their bulging pockets. This is obscene and I intend to say so regardless of who I offend at their office. We who understand decency and respect have an obligation to turn back the tide of gutter-level conduct and let these low-life creeps know repeatedly until they get it, We the Australian people are not prepared to lower our standards to those of the lawyers, the banksters and the executioners. Hundredth monkey applies - aim to be the first monkey every time. Don't wait to speak up and be heard! Bankers and their parasitic mates will get their just desserts: out on their streets, cold, tired and stressed or the lucky ones might get jail!

    You're so right we must put up a fight against this conduct and the bullying and dismissive attitude that accompanies it. Over time we have been conditioned into accepting this lowering of what Australians used to believe were courtesy and acceptable standards of business conduct. They're getting our money and we are their customers. If you don't like what's being done to you please speak up and say so. Where appropriate taking your grievance to the banks' customer service department does make an impact and even changes behaviour within the bank, from my experience. If you don't tell them they won't know. If enough "monkeys" complain the banks might start to understand that this is much more than isolated bank rage - this is a wall of resistance over the appalling treatment of human beings by other human beings who should know better and thought they were getting away with it. No more. Let them know and push back the tide of trashy treatment that should not be tolerated by decent folk. Teach them how you expect to be treated and don't let them off the hook. If you, like me, were brought up to not complain, you'll be run over by a system that expects you to give feedback. The more you do complain the easier it gets to speak up and be heard. And you're doing everyone a favour by correcting misconceptions about "customer service".

    Call on others like you to recharge and reassure you in your fightback to victory. Don't let lawyers intimidate you - thugs in suits or wigs (OMG!:p) are still thugs. They were all little helpless babies at some time. Imagine them in nappies if it empowers you. They forget we're not just one case, we're joining up into a wall of resistance to push back the tide of pseudo-legal sewage!
    Always expect better, ask for more, don't let those who offend you off the hook. Keep it up and never give in. :)

  • doyla66
    doyla66 Friday, 27 July 2012

    Lets face it the banks will not go down with out a fight. I can just see their legal teams sitting around a table formulating a strategy to protect themselves. In the end right will always win, may take some time but we will win.
    This process is going to take a long time as the banks are a lot like insurance companies deny everything use legal technicalities to stop the process and drag it out for as long as they can

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