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Gadens and FOS - Mediation?

Posted by on in Corrupt Regulators
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Why is FOS allowing Gadens lawyers to not only 'sit in' on the so-called 'informal' mediation sessions with aggrieved borrowers, but to run the bankers side of the mediation?  

Picture this... On one side of the phone you have the FOS Mediator, on the other side you have the bank's two representatives AND two lawyers (partners, no less!!), and last but not least you have the hapless idiot victim suddenly sitting alone on other side suddenly thrown into a intimidating session.  The bank reps sit there saying nothing, letting their 'dobermans' question the victim, implying that the borrower has been doing dodgy stuff and using legal trickery and pressure that the victim has no training or experience to deal with.  Plus they are obviously stressed, nervous and about to have their home stripped from them.

I was told I could bring a friend or family member to the mediation, and perhaps one other support person.  I get online and suddenly find out I have to face two lying banksters reps and two Gadens heavy-weight lawyers.  I nearly had a major laundry problem, let me tell you!!!

So, you go to FOS for a supposedly unbiased review of your case.  You have had to prepare your case in your own time, without the benefit of legal advice (who the hell can afford that?  Oh S***, that's right  the bankers can 'cause they have more of my hard-earned money in their accounts, than I do!), while the bank sits there paying these dogs hundreds of dollars an hour (Yes, of MY money) to cast dispersions on my character!  

FOS!!!  What game are you playing?  How can this possibly be seen as fair and unbiased?  Now it comes as no surprise that FOS rulings fall in favour of the banks by 65% and only 35% in favour of the 'unloved and unwashed'.

Mr Field and Mr Tregellis?  What have you got to say for yourselves?  On what planet is this unbiased and informal!!  Please don't tell me you are also in the pockets of the banks??  If so all is lost and we might as well just hand everything back and go and live on the beach.  You can't get blood out of a stone.  

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  • doyla66
    doyla66 Tuesday, 11 December 2012

    It is called bullying by no stretch of the imagination. You can only have a family member or a friend but not a lawyer! They can have 2 lawyers? Weighting issue? Imbalance? Fair & reasonable? You gotta be kidding us all! :p

    Hello you bunch of galahs we call pollies -- coooeeee -- anybody out there? This is a massive power imbalance perpetrated, encouraged, call it what you will, by your very own "regulators"!!

  • doyla66
    doyla66 Tuesday, 11 December 2012

    Should have tapped the conversation or brought a journalist as your friend support. Don't sign any confidential clauses.

  • doyla66
    doyla66 Tuesday, 11 December 2012

    Confidentiality clauses mean the person is trying to conceal their actions. If they were honourable there would be no need. Pretty obvious they are guilty, isn't it...

    I think we have to remember too, that these corporations are run by people. A corporation per se, cannot take any action against you as it has no physical presence, so we have to understand that it is the people IN the corporation who are doing these deeds. It is just a feeble excuse to say, "I'm just doing my job". You obviously LOVE your jobs or you would have got out years ago, due to a conflict of morals. They say that people gravitate towards jobs that satisfy their inner needs, so obviously the banksters and doberman lawyers are all psychopaths, and get a thrill out of killing peoples' dreams, ruining their lives, and then laughing at them for being gullible. "You signed it saying you understood everything and that you sighted everything!" Well actually, I only saw three pages of the contract, and how was I to know there were so many other pages that signature was being applied to, if THERE WAS NO DISCLOSURE!

    Unconscionable, disgusting and unAustralian! Go straight to Gaol, Do not pass go, do not ever be allowed to work in any industry where you have access to private funds. The banksters should also lose their homes and become liable for the money they have stolen from the people $150,000 in fees for that poor couple who owned their home etc!! Their superannuation should be stripped off them and given back to make restitution for their victims!!!

    I repeat! Unconscionable, disgusting and unAustralian!

  • doyla66
    doyla66 Tuesday, 11 December 2012

    From the "Guide to Conciliation Conferences" section on the FOS website:

    Do I need representation? Can I have another person present?

  • We will consider any request for representation from either party. If you choose to be represented it will be at your own cost.
  • A party may also have a family member, partner, friend or authorised representative (such as a financial counsellor) present during the conciliation conference for support.
  • We must be advised of any other person you wish to attend the conciliation conference and their relationship to you prior to the conference.

  • I can't see how FOS could allow the bank to have a lawyer (let alone 2) but not allow the complainant to have one.

    Of course there is the real issue of people in financial stress, possibly due to financial service provider misconduct, being able to afford a lawyer, but that aside I would be very surprised if FOS would not permit a complainant to have a lawyer if they were asked if they allow the bank to have one. I would think it should be that both have a lawyer, or neither do.

  • doyla66
    doyla66 Tuesday, 11 December 2012

    It just goes to how double guilty they to have 2 lawyers present and again going to desperate extremes to cover up their white collar crimes. They are real parasitic creatures.

  • doyla66
    doyla66 Tuesday, 11 December 2012

    This is yet another example of the collusion, trickery & deceit that FOS & the Banks use. They have an obligation to tell you that the banks will be bringing Lawyers to an 'informal' mediation.
    This is abhorrent, disgusting, deceitful action by FOS.

    We were also advised by FOS: "There is no need to get 'Lawyered up'" as she called it! Yeah right! You can guarantee that the banks are fully 'Lawyered up' before it comes to the banks releasing ANY information to FOS!
    And even then the banks refuse to comply with FOS's requests & just ignore them.

    It is quite obvious that the reasons for the Banks Lawyers being there was to try & get as much information from you as possible so they can then use that information AGAINST YOU!
    I would say to people: DO NOT TAKE PART - REFUSE TO TALK TO THEM if they set you up like this!
    Totally corrupt.

  • doyla66
    doyla66 Tuesday, 11 December 2012

    You peanuts in Parliament who call yourselves pollies are just a bunch of useless, lazy twits who sit back and don't care a damn about the people who voted you in. Just remember we voted you in and we can just as easily vote you out. You all know very well what the banks are doing as you have been alerted more than once so you are all aware of this enormous crime taking place but not one of you are bothering to initiate any action so therefore you are just as guilty as the banks. GET OF YOUR A**ES AND DO SOMETHING. WHY DO YOU OCCUPY Such HIGH POSITIONS? For your own benefit i bet, and not for anybody elses.

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