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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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BFCSA: WHISTLE-BLOWERS wanted Inside Banks: Managers pls come forward

Posted by on in Bankers A Law Unto Themselves
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Hi to everyone of you that have the words CREDIT ASSESSOR MANAGER or SALES MANAGER BANKING on a brass plate, on your door.

You are working in a white-collar crime scene.  You have been party to a massive fraud PERPETRATED on borrowers of Low Doc Lending with a few FULL DOCS thrown in.

Your boss's lawyers have told you "do not release the SERVICEABILITY CALCULATOR ("SCF") to the borrower as "its an internal document."

This is false and we will discover those documents.  We have some SCF's already, so we know what went down, as do our Members of BFCSA.

TRUTH:  The Serviceability Calculator Form originated (yes at your instructions) from the EXTERNAL AGENTS known as Mortgage Brokers.  Under your instructions, the document was ATTACHED to the Loan Application Form and attached to the FAX carrying the 30 plus pages of the LOAN APPLICATION SET of documents known as the LAF PACK.

This document is an EXTERNAL DOCUMENT and you know it.  The Banks' lawyers know that to be true but they will argue in their client's favour.

Your assessors relied upon that Pack to ascertain serviceability levels.  You were being instructed from higher up in the banking system (top level avec lawyers) to ensure the Agent generated SCF rode with the LAF PACK "or we cannot process your deal."

Meetings would have taken place on this specific sub prime system and we would like to receive copies of the briefing, the notes and the Minutes taken.  Since it is a crime scene, shredding those documents would be a crime and compound the expected jail-time.

The difference between you and us?  We believe in saving homes rather than destroy people's financial well-being and future just to enhance your boss's inglorious retirement.

Sanitised will do.  This is a bank war right now between the people vs the greedy executives of the bankster world.  We will win for two reasons: we have truth on our side (always a good mate to have) and there are many more of us than employees in these doomed establishments.

Failure to hand over the document will intensify suspicion.  We win either lose.

The weapon of choice used was the SERVICEABILITY CALCULATOR.  You have emails which show what has been going on.  All we want from you is copy emails that were sent from higher up in the banking system to your INBOX speaking of changes in policy and lending.

You passed those emails on to the Business Development Managers (BDM's) and Assessors - we have 000's of copies.  We know the orders cam from YOU.

But where did YOUR orders some from?  The Title of the position holder will do.  

You then, under instruction, ordered that the BDM's send out those emails to every AGENT on their Broker Model Chain.  

Time to come forward before its too late.........else you will be the target of the biggest investigation this nation has ever seen....a long overdue PROBE into the AUSTRALIAN BANKING SYSTEM.

Call me in confidence.

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  • doyla66
    doyla66 Tuesday, 11 December 2012

    Yes, Denise, when all else fails it is the insistence on truth that will prevail. Liars hide behind threats, ridicule and arrogance. The old saying that all the people you step on, on the way up the ladder, you also meet on the way down, will surely be true. when charged and found guilty, these bankers should be made to parade down the street with a sign around their necks, identifying them as the perpetrators of Australia's giant Mortgage Scandal. These bankers, their agents and their 'dogs' will become the pariahs of our modern day. History will show that as always, "Never doubt that a small group of thoughtful, committed citizens can change the world. It is the only thing that ever has" (Margaret Mead) And that small group of committed citizens is BFCSA.

    Mahatma Ghandi knew what he was talking about when he said, "First they ignore you, then they laugh at you, then they fight you, then you win!" I think we must be at stage three, from reading all the blogs, which means that stage four is just around the corner :-) We WILL win, because right will always prevail and the bankers will be forced to throw themselves onto their own swords. I just feel sorry for the banksters' families. They are going to have to live with the shame of their fathers' actions (or in Gail's case, their mother's), for a very long time.

  • doyla66
    doyla66 Tuesday, 11 December 2012

    Yes call Denise now - you don't even have to give your name - strict privacy is assured. By coming forward you will be assisting so many suffering victims in dire straits and helping to put an end to this convoluted web of deciept. These people have been suffering for years and are trapped in this evil corrupt banking scandal, so please have a heart and reach out to us - we are in need of your help as one day it may be you or one of your loved ones who falls into this decieptful bank trap.
    I't is criminal for the banks to get rich by taking people's homes so if you are a rightous person who has a conscience and a heart, please come forward. you will be rewarded by achieving piece of mind.

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