Click on our Secret Library of Evidence ------>

    BANKILEAKS Secret Library

Loan Application Forms (LAF's)  

    Bank Emails to Brokers  

    Then Click on 'VIEW NOTEBOOK'

Join us on facebook

facebook3           facebook2 


What BFCSA Does...

BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


Articles View Hits

Whistleblowers' Corner!

To all mortgage brokers, BDMs and loan approval officers! 
Pls Call Denise: 0401 642 344 

"Confidentiality is assured."

Cartoon Corner

Lighten your load today and "Laugh all the way to the bank!"

Denise Brailey

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

Click on the Cluster Map.

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Bloggers
    Bloggers Search for your favorite blogger from this site.
  • Login
    Login Login form


Posted by on in Consumers Fight Back
  • Font size: Larger Smaller
  • Hits: 2821
  • Print

Pssst SNEAK PREVIEW:  Want to see the Bankster Passwords for Skippy the Computer?

Go to the top of this page, to BREAKING NEWS.  Go to ASIC EMAILS and hit on the LINK.  Type in the search area: "Skippy"

The best is yet to come for the long suffering borrowers:..........why did the service calculators have TWO different gearings?

Things the Banks forgot to tell the Brokers.........................

No risk and all play that's ingenious.................Ned Kelly would have loved those.

Which bank started the "shred the LAF craze?"

What does FOS do with its $34 million budget?

Or ASIC $400 million budget?    Should try and work with the BFCSA budget chaps - just for LAFs!

Puts a whole new spin on "bank bandits"

But wait their's more.....................Keep reading.  We are just getting started!

This email address is being protected from spambots. You need JavaScript enabled to view it.

Last modified on
Rate this blog entry:


  • doyla66
    doyla66 Monday, 03 June 2013

    this is just awesome Denise. Pure GOLD. Our own Royal Commission on line

  • doyla66
    doyla66 Monday, 03 June 2013

    Fair dinkum honesty and transparency - that's what Australians have been wanting for so many years. Because they were fed half-truths and kept in the dark they became angry. So many blogs, letters, tweets, posts, all showing distrust of those who were entrusted to take care of our country and our survival.
    It is wonderful to see so much evidence :) Even though we can't see their names every one of those LAFs represents another group of human beings, fellow Aussies who are our friends. We are not alone.
    The ripple effect is spreading out through Australians passing on the words: Don't trust the Banks and Help is at Hand through the BFCSA.

  • doyla66
    doyla66 Monday, 03 June 2013

    Greed does terrible things to people

    We have been thru this for 6 yrs and I still find it a shock to see the evidence....honest people have trouble with evil I guess...denise this is so satisfying

  • doyla66
    doyla66 Monday, 03 June 2013

    So true. Trust, honesty, integrity, faith all get blown away by banksters. My nightmare with BankWest started in April 2006. Between them & the broker, Southshore Finance in West Perth, I have never seen our LAF & from the limited documentation I do possess, I can pinpoint where the deliberate deception commenced PRIOR to the loans being signed. Since then my home has gone, marriage is busted, family comprehensively destroyed, been to hell & back through my 3 yrs of forced bankruptcy, dealt with scumbag lowlife lawyers of Slater & Gordon - - all for nothing. Faith in this process by Denise has kept me going. Her integrity is far greater than anything our governments put forward as 'consumer protection' in the forms of ASIC, COSL, FOS, etc. I so look forward to a full Royal Commission into the white collar banking cartel of criminals.

  • doyla66
    doyla66 Monday, 03 June 2013

    The old saying that "money is the root of all evil" is so true. Greed from Bank Managers and Executives causes so much suffering and damage.

  • doyla66
    doyla66 Monday, 03 June 2013

    I have a sense that what we're looking for is "temperance". What we have observed and experienced in our dealings with the Banks are the results of excess: excessive greed, excessive desire for money. In their obsessive pursuit of their desires Banks sweep our needs aside and denigrate our normal human traits: decency, honesty, trust, kindness, generosity. The Law is there to "temper" the Banks' pursuit of profit. The Banking Code is there to show Banks the agreed standards and right course of action. But Banks continue to reward and incentivise their staff and agents towards greater growth, gain and profit. The Banking Code, which has been around since 1994, forgotten, the Law unenforced, the regulators on song "caveat emptor" in the free market modern Australia. I think the Banks have had long enough to learn to behave themselves. In order to achieve temperance in the Banking sector, reregulation is the only option now. But we will still need a Royal Commission into Banking: our loan fraud cases are only the tip of the iceberg and ASIC/FOS/COSL are unlikely to bite the hand that feeds them: the Banks.

  • doyla66
    doyla66 Monday, 03 June 2013


    Many, many thanks to Denise. Honesty at last. Once the massive evidence is viewed, there will be justice. How can banks, supposed to be "safe" havens for people to keep their money, get away with the cruel and fraudulent games they have been playing with Australians lives.
    There is much irony here. Everyone shops for the "best bank", where their money will be the safest, when in actual fact the only choices are between the crooked and fraudulent and the even more crooked and fraudulent...the winner being the Bank with the best story, the most promises....seemingly all are out to rip off the innocent, unsuspecting borrower, who is only trying to do the right and secure thing for their life savings! Shame!

  • doyla66
    doyla66 Thursday, 06 June 2013

    I was told by my broker: "after loan are approved we are to shred all the documents"......... Now I know why.

    All corporations under there constitution must make a profit.
    Yet, maintaining Ethics among shareholders, owners, directors and management are a
    necessary element for companies in the 21st century to adequately meet
    their objectives, to the degree that Ethics are a key requisite in guaranteeing
    and balancing the rights and interests of all stakeholders involved:
    employees, clients, shareholders, suppliers and business partners and the
    society at large
    Why let Ethic's get in the way of making money.
    My unqualified opinion: The banks have take the human factor out of doing business to the level they have lost their direction.
    A traits of a Psychopath.

    A angry victim with good keyboard skills and time

  • doyla66
    doyla66 Tuesday, 16 July 2013

    Well said, Mort. On the same page :)

    A feeling human being despite all

Leave your comment

Guest Sunday, 24 January 2021