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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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BFCSA: Shareholders to blame: NAB Joiner & Clyne should be sacked

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If ever there was proof of a valid reason for ALL Australians and overseas investors to demand the Federal Government hold a Royal Commission into the Banking Sector it is a blatant ANTI CONSUMER Quote from Mark Joiner:

I refer to BFCSA Member "STm's" previous blog:  JOINER states:

"NAB has been growing quite strongly in mortgages and APRA shows up quite often to check we are not taking on the unloved and unwashed in our portfolio."   But I guess it doesn't matter if you take on the 'unfinancial'... Hey, why not just add 'stupid and gullible' in there, to really set the tone, Mark.

Mr Joiner, your attitude has led to a decade of fraud in Sub Prime lending encouraged we suspect by yourselves and others in the elite of the Banking Groups.  You all rode on a gravy train of Low Doc Lending, riddled with fraud by your credit assessors and led by your own creative engineering.  

We have the documentary proof necessary for a Royal Commission into these frauds and imprudent lends.

Both you and Cameron Clyne should resign immediately and let BFCSA Members get on with exposing your greed.  You systemically plunged tens of thousands of Australian families into the gloomy dark crevices of debt: a scam so evil, so devious you p-lunged all of those clients - your clients - into a lifetime of poverty and financial ruin.

I speak from experience and as a criminologist dealing in white collar crime, your deeds and cover-ups take the cake.  Yo0ur boasting of your exploits and referring to your clientele as "the unwashed" means you are heading for jail.

We will relentlessly pursue every Bankster in this country until every citizen knows what has happened to 100,000 families and why taxpayers will have to pick up the tab for the cost of living their meager existences.

You Sir, are a disgrace to the Banking Sector, and have managed to portray your own colleagues as "Mighty Aussie Gordon Geckos."

BFCSA Members will relentlessly pursue every Politician in this country that decides to vote against a Royal Commission.  Our Banking system is maggotted to the core and the recent Senate Inquiry Hearings is the preliminary proof of why a Royal Commission needs to be called.

No-one can trust any member of the Banking Sector until these issues are examined in minute detail as to how and why so many regulators lied to Parliament "on song" and said: "there are no systemic issues that we can see....."

To all those regulators: "we are doing your job for you and will send you a 'FRAUD PACK' with a set of "L" PLates attached and we will teach you how not to handle a fraud......

Even one complaint is a KEY INDICATOR of systemic issues.  You have received over 800 complaints.   We can send you copies if you decide to blame Australia Post.  In fact we will send the complaints via CAMEL!

There are no 'clean loans' according to our investigations...none.  In fact a recent survey has revealed 10% of these loans are FULL DOCS LOANS arranged by BANK MANAGERS.


To Bankster Executives:  You cannot profit from a Fraud.....pack a toothbrush...the game is up.

To the Shareholders of these Major Banks:  You cannot profit from a Fraud.

To the Australian Federal Government:  You have purchased RMBS Income Stream JUNK and you in particular cannot profit from a Fraud.

To the Broker Agents of the Banks:  You will be accused of the fraud but compare your ICW sheet to the final copy that the Banksters tweaked, internal to the banking system, after you faxed the Loan Application and without your knowledge.  You are the prize bunnies.

To the Business Development Managers:  You are also set up to take blame and will be the first to lose your jobs.  Its a crime scene.

To those Companies purchasing these ticking time-bomb loans:  You will rue the day you made a decision to purchase the income streams.

To the hapless borrowers "the unwashed:"  Join us now and we will empower you to fight back against these banksters.  There will be justice.

Mark Joiner and Cameron Clyne: Resign immediately!  Your attitude to consumers smacks of "unwashed" thinking.

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  • doyla66
    doyla66 Monday, 12 November 2012

    We have DOCUMENTARY EVIDENCE to prove the fraud perpetrated by the banks on 100,000 decent Australian families. Bank CEOs - prepare yourselves for long jail terms. WHEN - not if- YOU are inside the slammer then you will then see how YOUR families suffer, just like all of ours now are.
    It's gonna happen, make no doubt about it.

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Guest Monday, 30 November 2020