Click on our Secret Library of Evidence ------>

    BANKILEAKS Secret Library

Loan Application Forms (LAF's)  

    Bank Emails to Brokers  

    Then Click on 'VIEW NOTEBOOK'

Join us on facebook

facebook3           facebook2 


What BFCSA Does...

BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


Articles View Hits

Whistleblowers' Corner!

To all mortgage brokers, BDMs and loan approval officers! 
Pls Call Denise: 0401 642 344 

"Confidentiality is assured."

Cartoon Corner

Lighten your load today and "Laugh all the way to the bank!"

Denise Brailey

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

Click on the Cluster Map.

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Bloggers
    Bloggers Search for your favorite blogger from this site.
  • Login
    Login Login form

BFCSA: Peppers new Alt Doc Loans. More Bunny Brokers required to use Service Calculator

Posted by on in BANKSTERS
  • Font size: Larger Smaller
  • Hits: 2147
  • Print

GLORY BE.......................Does ASIC ever check what these Lenders are up to?  Is their an ASIC Pro-active Team? No?  Why Not?

Now for the exciting stuff :-)

Peppers's have a page on their website to sign up brokers. You MUST watch their training video (10 mins) which explains to new recruits, how to use their service calculator. These guys are still playing the same game!!


cut, paste and click to watch:

 Its a hoot!   Translated - sign up any one with an asset/equity and a pulse:

Calculator even allows for you to include pensions and review at a 1.0 Net Servicing Ratio, up to 95% LVR, No LMI, No limits, 40 year loans (our parents had 20 year loans) and only one day into bankruptcy.

Bottom line: "must show affordablility"  BUT, Hang On: the Service Calculator does that for you: just fill in the figures like Dumbo and the income is suddenly revamped into the "I wish" zone!

Will somebody in Government please CLOSE DOWN these Low Doc Loans?  Government says we do not need Royal Commission into banks.  

BFCSA Members say: "yes we do....."

Oh, I nearly forgot:  Peppers have called their new version of LOW DOCS: "ALTERNATIVE DOCUMENT LOANS"  Alt Doc Loans.  In another three years, all the people saddled with mortgages will be banging on our door for help when buffer funds run out!!!!  Whats the bet no-one gets a copy of the LAF or the Calculator and PEPPERS phones no-one to ask if correct income applies.....same old Borrower Income Statements and we know how they are easily skewed - and no copies given out.

Message to Tony Abbott, Leader of the Opposition and Hon. Joe Hockey: what are you doing about this please?

This email address is being protected from spambots. You need JavaScript enabled to view it.

Last modified on
Rate this blog entry:


  • doyla66
    doyla66 Friday, 01 February 2013

    Hee! Hee! just for a laugh I took the test,guess what passed with flying colours,after changing the answers three times,"cos they told you had got it wrong ,you could change it as many times as you liked to get a 100%,any dumbo could do that,the expensive bit is paying for all the licences you need.
    Certificates in the mail and Bingo I'm a you beaut peppers and salt broker.
    Anyone need a loan? (only joking guys)
    But that's how easy it is to get accredited.

  • doyla66
    doyla66 Tuesday, 05 March 2013

    "Alt Doc Loans" becomes the new fandangled wank bingo buzzword for the banksters . .

Leave your comment

Guest Monday, 18 January 2021