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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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BFCSA: Former Westpac chief Gail Kelly appointed as advisor to UBS

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Former Westpac chief Gail Kelly appointed as advisor to UBS

May 27, 2016

Clancy Yeates


Former Westpac chief executive Gail Kelly has been hired to advise the top global managers of UBS on issues including strategy, risk and regulation.


The Swiss investment bank's chief executive, Sergio Ermotti, this week told staff of Mrs Kelly's recruitment in an email.

He said the bank hoped to benefit from Mrs Kelly's expertise and experience.


She will act as a "senior global adviser" to Mr Ermotti and the group executive board (GEB).

Gail will provide insights on strategy, regulation and risk as an active participant on specific topics at our GEB strategy meetings.


"She will also provide input on technology, diversity, and the APAC markets for individual GEB members and overall advisory activities for me," the email said.


Mrs Kelly retired as chief executive of Westpac last February.

She was also appointed to the board of South African retailer Woolworths Holdings, owner of David Jones and Country Road in Australia, in September.


Banking Pioneer

Mrs Kelly, the first female chief executive of a major Australian bank, worked in the banking industry for 35 years, starting as a teller in Johannesburg.

She started her working life as a Latin teacher.

She emigrated to Australia in 1997, working at the Commonwealth Bank and then St George, where she became chief executive before being appointed to the top job at Westpac in 2007.


During her time at Westpac, Mrs Kelly was credited with steering the bank through the global financial crisis and with bulking up its share in the lucrative mortgage market through the $18.6 billion takeover of St George.


She also put an emphasis on lifting the number of women in senior management positions, a priority that has been retained by current Westpac chief Brian Hartzer.


Mrs Kelly was also one of the best-paid executives in Australia during her time at Westpac – chair Lindsay Maxsted said chief executive pay was being "reset" when Mr Hartzer was appointed under less generous pay arrangements in 2014.



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  • Duped
    Duped Sunday, 29 May 2016

    Gail Kelly is the smiling assassin. This woman is an integral member of the banking cartel. Can someone get her postal address the police will need it after the Royal Commission. Grab her passport so she can't leave the country there is a cell door already with her name it.

  • Duped
    Duped Monday, 30 May 2016

    I've never voted Labor all my life but now since being caught in this bank fraud and seeing how the Liberal party has been bought and run by the far right banking power brokers, just makes me want to vomit. I will never vote for them again as i beleive their principles are so ?ucked up now, they have forgotten about the people, Mr/s Joe Average, who once trusted the business philosophy. They are only interested in the big end of town and how much money they can steal. I meant mucked ? Family and friends are now voting Labor and a ROYAL COMMISSION will see these criminal elitists with a little luck behind bars where they belong.
    Gail Kelly and Westpac Rams are the ones I will be asking a Royal Commissioner to jail. I guess all the CEOs' decided to jump ship like rats last year thinking that they would escape the scrutiny, but we all have news for them.

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