Click on our Secret Library of Evidence ------>

    BANKILEAKS Secret Library

Loan Application Forms (LAF's)  

    Bank Emails to Brokers  

    Then Click on 'VIEW NOTEBOOK'

Join us on facebook

facebook3           facebook2 


What BFCSA Does...

BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


Articles View Hits

Whistleblowers' Corner!

To all mortgage brokers, BDMs and loan approval officers! 
Pls Call Denise: 0401 642 344 

"Confidentiality is assured."

Cartoon Corner

Lighten your load today and "Laugh all the way to the bank!"

Denise Brailey

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

Click on the Cluster Map.

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Bloggers
    Bloggers Search for your favorite blogger from this site.
  • Login
    Login Login form

BFCSA: Big Bankster Reveal Part XIII : Pepper Home Loans & Quantum: "We win you lose."

Posted by on in BANKSTERS
  • Font size: Larger Smaller
  • Hits: 1848
  • Print

PEPPER HOME LOANS     21 February 2006   DirSM to all brokers

As a valued Business Partner of Pepper Homeloans,

Maximum loan terms of 40 years

Vacant land as security.  All our new product features have been designed to make your job of selling and converting non conforming loans easier and faster.

Launching breakfast seminars

90% LVRs


DEFs – deferred establishment fees for 3 years.

Customer Loyalty Bonus for the borrower….Peppers will pay direct to the customer….

Low Docs - self employed less than 12 months, No GST and NO ABN

The Brokers are our most important customers.


PEPPER HOME LOANS   10 April 2006   BDM to all brokers

Low Doc 85% LVR


Our Easy Low Doc product is designed for borrowers who have been self employed for less than 12 months, do not have an ABN or GST registration or do not wish to satisfy our standard income documentation requirements.


PEPPER HOME LOANS     24 April 2006   BDM to all brokers

UNLOCK EQUITY: Up to max 75% LVR where no written proof of income, no verification of employment, no proof of assets and liabilities is required.  Available for investment purposes.


“John Empey experienced Leader, new CEO.  Richard Klemmer stepping down and remain as director on board of Peppers.  Klemmer named as President of               OAKWOOD FINANCE London based, Peppers parent entity.  John built up $22 billion loan book during 10 years with ING Bank.”


PEPPER HOME LOANS     19 October 2006   BDM to all brokers

Market leading LOW DOC EXPRESS

Max loans up to $1.25 million.

LVR at 80%

Pepper Loans cover borrowers who are self employed with less than 2 years with broad range of credit impairment or only recently self employed.

Self Certified

No bank statements up to 90% LVR

No fees payable for < $750,000


Free redraw facility


QUANTUM CREDIT     24 August 2006   BDM to all brokers

Credit decisions within an hour of receipt of relevant documentation.   Legal documents produced in less than an hour of approval and could settle same day.


Regulated and Unregulated business and investment loans

Security over residential acceptable

Loan amounts up to $2 million.

Up to 80% LVR

Broker determines commission and estab fee – paid within 24 hours of settlement

Capitalised fees and charges

Roll over facility.

Last modified on
Rate this blog entry:


  • doyla66
    doyla66 Wednesday, 05 December 2012

    no written proof of income, no verification of employment, no proof of assets and liabilities is required.
    and they say "only in America!" yeah right!

  • doyla66
    doyla66 Thursday, 06 December 2012

    Pepper tried it on the newsagency channel after Bill Express fiasco too

    Yep! I remember these bunch of bozo's. They're total crooks!

Leave your comment

Guest Thursday, 26 November 2020