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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Denise Brailey

Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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BFCSA: Agony Loans from Liberty Financial: Pensioner loans from greedy Predatory Banksters

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From a terrified Member of BFCSA.  He asks: please tell all Politicians............................what is going on with these banks

Dear Denise

I am having a fight with Liberty Financial the NON NO ethics BANK because they roped me in a toxic Low Doc in 2008 at my age (then 63) then after continual pleads to reduce my interest rate down, they reduced to a very high 10.5% but now  I am at the age of 68 and out of work, on a pension the investment property suggested to me, is well short of the payout and they are threatening to take my house away.

Are all these Bankers a bunch of crooks that have no real humane values?   I have never ever defaulted any of my loans before but now unemployed on a pension and have these massive toxic loans.

I am even considering taking my own life as I am a disgrace to my wife, my life partner and my family.

I can't take any more of this.  Please advise what I can do and please pass this on to any one in Parliament that want to hear real stories.

It is the toxic low doc loan at my age that is hurting me to no end.   I am currently with COSL and they are not listening to my cries I am now 68 I am unemployed the pension is not enough to put food on the table not alone pay $5000/ month and $1200/ month on body corp fees so they are looking in trying to sell my house that has taken 43 years to build.  We shall all be out in the streets.   All the banks will have to be more responsible when lending and they should request an exit strategy if things change like age, unemployment, etc.  I am coming to an end of my life and they just don't care but to make billions on struggling hard working pensioners.  

They said the financial strategy was sound and no risk yet the loan is high cost and now we know extremely high risk.  They all lied to us.

Good luck and God Bless you Denise


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Guest Thursday, 26 November 2020