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BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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Banks and other Lenders should check their Loan Books

Posted by on in Consumers Fight Back
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All banks and other lenders should check their Loan Books and complete a full and detailed report on their existing loans, including all details at application wrt type of loan, income, compliances, supporting documentation, LVR, etc.

There would be many that are the old type loans, you know, way back when credit was easy, 100% lending was offered, no proof of income and apparently no attempt to find out anything about the borrower's capacity to pay their loans at all!

Wealth creation specialists were spruiking the value of taking equity out of the family home and investing it twice to increase your income. Australia was awash with credit and joy at our new found affluence.

Banks and other lenders should also do the government and Australian taxpayers a favour and see which loans are most likely to fall over in the next 12 months. If they're unsure I'm sure the Banking and Financial Consumers Support Association will be able to assist them with this major project for a consulting fee.

In case these banks and lenders can't remember what they were offering way back then, the Wayback Machine might help to jog their memories.

For BFCSA members and the public I recommend this exercise as banks and lenders were more forthcoming with information in those days. You may like to check this out.

Just type in the URL of your bank or lender and enjoy your trip down memory lane into the multiple lending products on offer, the insurance specialties and all the rest. Happy researching :)

Thankyou to L Mehan for her assistance in my research.

The Wayback Machine - web archives







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  • doyla66
    doyla66 Sunday, 12 August 2012

    love reading your blog lisaMar..and thanks for the tips, got to have a look..

  • doyla66
    doyla66 Sunday, 12 August 2012

    Thankyou, Clara. If you find something interesting, amusing, amazing or shocking please let us know.

  • doyla66
    doyla66 Sunday, 12 August 2012

    I am having some difficulty in blogging - here is what i'm doing.
    I sign in
    click on write
    choose catergory
    write my blog
    I then hit the enter key but nothing happens.
    Can someone tell me what i am doing wrong - thanks.
    Also for the password protected blogs - i type in my password but cannot view blog.
    It worked for me only once - months ago so not sure what i'm doing wrong. i would really love some guidance.
    Much appreciated - Ali

  • doyla66
    doyla66 Sunday, 12 August 2012

    Hi Ali, in the write page, do you have a green Publish button, right hand side towards the top?
    That publishes your blog to the site.
    You can use tags as well. They're underneath the section where you type your blog. Some tags are saved in the system. I also make up other tags that relate to what I've written about. It makes your blog information easier to search for.
    Look forward to reading your work :)

  • doyla66
    doyla66 Sunday, 12 August 2012

    I have the same problem with the password protect blogs.
    They never work no matter what password I use :(
    Denise might have a solution.

  • doyla66
    doyla66 Sunday, 12 August 2012

    Thanks Lisa for your quick reply - i shall try again.

  • doyla66
    doyla66 Sunday, 12 August 2012

    So glad i'm not the only one but as i said before it worked for me a few months ago and i'm pretty sure i didn't do anything different then.

  • doyla66
    doyla66 Sunday, 12 August 2012

    tried the wayback machine website.. so far none of the old links I have tried are available, but what a great resource! thanks for letting us know Lisa.

  • doyla66
    doyla66 Tuesday, 14 August 2012

    As I mentionted to Lisa in my original comment, sometimes the problem is due to the web browser you are using. The site is presently trying to update the search engines to cater for the newer versions that are out there. I'm unsure about the timeframe though & haven't seen much about it on Webopedia.
    With Microsoft continually updating IE, it is now no longer backward compatible to the earlier versions which the internet archiver has stored. Most of the pages were stored when IE 4 & 5 were popular. IE 6 was backward compatible & could read them. IE 7 & forwards is not. Firefox has a similar problem. If anyone is using Opera, Sahara or another web browser, please let us know if you are able to access them without any difficulty.

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