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What BFCSA Does...

BFCSA investigates fraud involving lenders, spruikers and financial planners worldwide.  Full Doc, Low Doc, No Doc loans, Lines of Credit and Buffer loans appear to be normal profit making financial products, however, these loans are set to implode within seven years.  For the past two decades, Ms Brailey, President of BFCSA (Inc), has been a tireless campaigner, championing the cause of older and low income people around the Globe who have fallen victim to banking and finance scams.  She has found that people of all ages are being targeted by Bankers offering faulty lending products. BFCSA warn that anyone who has signed up for one of these financial products, is in grave danger of losing their home.


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To all mortgage brokers, BDMs and loan approval officers! 
Pls Call Denise: 0401 642 344 

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Led by award-winning consumer advocate Denise Brailey, BFCSA (Inc) are a group of people who are concerned about the appalling growth of Loan Fraud around the world. BFCSA (Inc) is a not for profit organisation in the spirit of global community concern and justice.

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  THE EXTERNAL DISPUTE RESOLUTION SERVICE system namely FOS and the CIO, are captured by Bankers financially feeding funds into a corrupt banking and finance sector.  The Bankers/Lenders control this system.   THE INTERNAL DISPUTE RESOLUTION system ("IDR") is even more evil with its "Consumer Advocate" nonsense.    This is the problem "neither complaint handling system is a government department" which is what the people expect the Ombudsman Service to be.   Having a private Company determine if a person has been wronged by the Banks or an Insurance Company when the Banks have to subscribe to the Ombudsman Service and pay them fees when an investigation is conducted is a massive conflict of interest. From a layman's perspective or a person of sound mind this conflict of interest denies natural justice or impartiality to a complainant, to put it bluntly there is no principle of equality of arms for the...
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  • organza
    organza says #
    The will need more than a fine tooth comb to weed out all the nits. More than gallons of kerosene if you ask me.
  • Wayne
    Wayne says #
    Hence why we NEED a Royal Commission, the whole lot of them need to be investigated with a fine tooth combed.
  • Magie
    Magie says #
    Totally agree with you Duped. I went to FOS with documents obviously changed after signing. FOS would not comment on this fraud
  • Duped
    Duped says #
    A Private Company MUST NOT be lawfully allowed to investigate another Private Company on behalf of a person who has been wronged.
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  Dear Prime Minster and Treasurer The reason for this request: I recently had cause to review my loan documents, related to our mortgage I with the banks. During that process I discovered several serious anomalies in copies I have of the loan Application Forms. (LAF’s) that our bank used to approve our original loan. These seem to constitute serious corporate maladministration. The Loan Serviceability Calculator ‘is the crucial document that the banks use to determine affordability and therefore approval, and as such, by law I ought to have been given a copy at the time of signing. In fact the calculator’ would have been attached to the signed application form, because the bank instructed is brokers to ensure the calculator was part of the faxed bundle off documents required for the loan approval. Without these crucial documents the loan could not and would not have been approved and processed in...
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  • Jenny L
    Jenny L says #
    The bankers and their "independent" EDR mates like ours COSL are up to their ears in it. Let a Royal Commission uncover their depl
  • Magie
    Magie says #
    Totally agree with you my LOF was changed after signing and it is very obvious by another hand. I thought I was getting a home l
  • MickyD1112
    MickyD1112 says #
    The sentence should be no less than 30+ years which is no less than what Westpac have given us with their dodgy LAF and illegal us
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